Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

The likelihood that a debt collector will sue you over an unpaid balance depends on the debt, the amount and how collectible ...

The amount you owe may also be subject to your state's statute of limitations, which typically ranges from three to 10 years, ...

A fair credit card debt settlement is typically somewhere between 50% and 70% of your outstanding balance, though settlements ...

The debt collection process is a system for creditors to recover overdue amounts from debtors, and it's vital for a functional credit system. However, it can cause stress and confusion for the ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Whether you owe it or not, receiving a debt collection notice can conjure up feelings of anxiety, worry and perhaps confusion, ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Before a debt collector can pursue you for a debt, they are generally required to first send you a debt validation letter. This ...