Some consumers are turning to home warranties to replace the mechanical breakdown endorsement on a home insurance policy.

Most insurers prefer to offer annual policies, as they commit you to coverage for the entire year. However, if you know your circumstances will change within the next 12 months, a short-term home ...

Bankrate's home insurance affordability ranking: Extreme weather and poor credit are affordability barriers The national average cost of home insurance is $2,470 per year, or $206 per month. Highest ...