Homeowners insurance perils are unpredictable events that cause damage to your property. Home insurance typically covers 16 named perils. Commonly excluded perils from home insurance policies include ...

A home warranty and home insurance both provide peace of mind, but they offer different types of coverage. Find out how they differ and if you need both.

Home insurance protects you from a lot, but not from damage caused by floods, earthquakes, pests, water leaks and a number of ...

Learn the differences between homeowners and mortgage insurance. Find out how each one protects your investment or lender and what they mean for your mortgage.

Your home insurance policy includes a declarations page and the policy jacket. Understanding replacement cost versus actual cash value can help you determine how your homeowners insurance claim could ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Florida's homeowners insurance market is stabilizing after a crisis, though obtaining insurance during hurricane season remains challenging. Homeowners insurance typically excludes flood, earthquake, ...

I frequently run into the claim that a home security system or even a single device can save you money on your homeowners insurance -- the type of insurance that covers things like theft and break-ins ...